Part 1. Getting started with Medicare. The nuts and bolts of Medicare: what it is and how it works ; Spelling out what Medicare covers (a lot, but not everything) ; Understanding what you pay toward your costs in Medicare ; Reducing your out-of-pocket expenses in Medicare -- Part 2. The hows and whens of Medicare. Qualifying for Medicare ; Enrolling in Medicare at the right time for you ; Discovering how to sign up for Medicare ; Understanding how Medicare fits in with other health insurance -- Part 3. Making smart choices among Medicare's many options. Making sense of Medicare's many options ; Choosing wisely if you go with traditional Medicare ; Making smart choices if you opt for Medicare Advantage ; Getting help in making Medicare choices -- Part 4. Navigating Medicare from the inside. Starting out as a new Medicare beneficiary ; Getting the inside scoop on using certain Medicare benefits ; Changing your Medicare and Medigap coverage ; Knowing your rights -- Part 5. The part of tens. Ten proposed changes to Medicare you should know about ; Ten ways to stay healthier beyond age 65 -- Part 6. Appendixes.