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Title:
Financial literacy : planning for the future.
Author:
Weiss Ratings, Inc., issuing body.

Grey House Publishing, Inc., publisher.
Publication Information:
Amenia, NY : Grey House Publishing ; Palm Beach Gardens, FL : Weiss Ratings, [2019]
Call Number:
HG179 .F56 2019 V.1
Abstract:
Financial Literacy: Planning for the Future provides helpful guidance for those who are ready for the next step in their financial planning - starting a family, buying a home, insurance options, identity theft, planning for college, and so much more. Financial Literacy: Planning for the Future takes readers even further towards their financial goals. Written in easy-to-understand language, these guides take the guesswork out of financial planning. Each guide is devoted to a specific topic relevant to those who are making big decsions regarding their finances. Combined, they provide the reader with helpful information on how to best manage their money and plan for their future and their family's future.
Edition:
2019/20 edition.
ISBN:
9781642652703
Series:
Financial ratings series

Financial Literacy: Planning for the Future
Physical Description:
8 volumes : color illustrations ; 28 cm.
Added Title:
Living together, getting married & starting a family.

Buying a home.

Insurance strategies & estate planning to protect your family.

Making the right healthcare coverage choices.

Protect yourself from identity theft & other scams.

Starting a career & career advancement.

Saving for your child's education.

Retirement planning strategies & the importance of starting early.
Contents:
Vol.1: Living together, getting married & starting a family -- Vol.2: Buying a home -- Vol.3: Insurance strategies & estate planning to protect your family -- Vol.4: Making the right healthcare coverage choices -- Vol.5: Protect yourself from identity theft & other scams -- Vol.6: Starting a career & career advancement -- Vol.7: Saving for your child's education -- Vol.8: Retirement planning strategies & the importance of starting early.

Vol. 3: Life insurance & disability insurance: Insurance needs. Life, health, auto, disability -- Life insurance -- How life insurance works -- How much life insurance should you have? -- Types of life insurance policies: Term versus permanent -- Three types of term life insurance -- Permanent life insurance -- Whole life -- Adjustable life insurance -- Term life versus permanent -- Convertible term life insurance -- Average annual life insurance rates -- Your life insurance medical exam -- Disability insurance -- Short-term and long-term -- Short-term policies: How they work -- Long-term disability policies: How they work -- What to look for in a long-term disability policy -- Store important documents for emergencies -- Estate planning. Write a will -- Durable power of attorney -- Assignment of beneficiaries -- Letter of intent or letter of instruction -- Healthcare power of attorney -- Establish guardianship for your minor children -- Weiss Ratings' recommended life insurance providers -- Weiss Ratings' weakest life insurance providers.

Vol. 5: Types of identity theft -- Data breaches -- Securing your social security number -- Securing your home computer -- Home network safety -- Keeping your devices secure -- Virtual private networks -- Internet of things -- Password security -- Storing your passwords -- Answering security questions -- Phishing -- Two-step verification -- What to do if your personal information is lost or exposed? -- Alternatives to commercial identity theft protection services -- What information was lost or exposed? -- What to do in case of identity theft -- Special forms of identity theft -- Disputing fraudulent charges -- Impact of identity theft -- Protect your identity by keeping personal information private -- Protect yourself from other types of scams.

Vol. 6: Choosing to choose -- Evaluating your career path -- Where to look for jobs -- Job search engines & job boards -- Job centers -- The library -- How to write a resume that stands out -- Getting ready for your interview -- Evaluating potential employers -- Advancement: promotions -- Have a promotion plan -- Asking for a raise -- Tips for asking for a raise -- Where to look for information -- Evaluating compensation packages -- Making comparison charts -- The gig economy -- Beware of freelance work scams -- Last words.

Vol. 7: Types of savings plans. Saving for your child's education -- Types of saving's plans -- What is a 529 plan? -- Benefits of a 529 plan -- History of 529 plans -- Two types of 529 plans -- Some features of 529 plans -- About gift taxes and 529 plans -- Where else can I find up-to-date information about 529 plans? -- Utilization of 529 plans and the future -- Top tips for 529 hunting -- Beyond a 529 plan: other college saving ideas-Coverdell Education Savings Accounts -- Using savings bonds for education -- Get started! -- How much should I save? How much should I save? -- Sample savings plan -- Budgeting strategies to help get started. Spending now & saving for the future -- Make a budget -- Budget worksheet -- Other budgeting strategies -- Budgeting & savings apps -- Ways to save -- Save for yourself too.

Vol. 8: Retirement planning strategies: Defined contribution plans: Your 401 (k) -- Annual limits -- Menu options -- Defined benefits pension plans -- Funded & unfunded -- 401 (k) and IRAs -- Other retirement plans -- Types of IRAs -- Traditional IRAs -- About asset allocation -- Roth IRAs -- Summary of retirement account types -- The importance of starting early -- Enjoying the benefits of a retirement fund -- Essential planning for retirement -- Write a will -- Now is a good time to get started -- Weiss ratings recommended mutual funds.
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