And I Kept Buying Even After the Money was Gone -- From Spender to Saver -- Getting Started: "Today Is the Day I Decide to Become Debt-Free" -- How Much Do I Really Owe? -- The Wants and Needs List -- Constructing the Debit Hit List and Executing the Paycheck Plan -- Mastering Needs-Only Spending -- Attack the Debt, Adjust to Your New Life, and Take It a Step Further -- Generating Additional Income: Finding New Gigs -- Turning Stuff You Don't Want into Cash -- The Social Side of the Spending Fast -- Good-bye, Spending Fast; Hello, Spending Diet!