Is the U.S. health care system failing?. The U.S. health care system needs to change / Americans have much to lose if the U.S. health care system is changed / Too many people do not have health insurance / The media have exaggerated the number of Americans without health insurance / Open-ended insurance payments encourage abuse of the health care system / Open-ended insurance payments do not lead to abuse of the health care system / The U.S. health care system is a leader in medical innovation despite its shortcomings / Is access to health care a moral issue?. Access to health care is a human right / Health care is not a right / Treating health care as a human right would increase health care costs / Treating health care as a human right would reduce health care costs / Universal health care is unbiblical / Universal health care is a moral issue for faith-based investors / Does universal health care work in other countries?. The universal health care systems of other countries provide better care for less money / The universal health care systems of other countries provide lower quality health care / The Canadian single-payer system provides a good model for universal coverage in the United States / The Canadian model for achieving universal health care is not a good one for the United States / The French model for universal health care is better than the Canadian model / What steps can the U.S. take to achieve universal health care?. Expansion of Medicare is the best way to provide universal access to quality health care / Medicare is the wrong model for reforming the U.S. health care system / The United States should move rapidly to implement universal health care / The United States should move forward cautiously to implement universal health care / The United States can achieve universal health care without dismantling the existing health care system / It is possible for the United States to achieve universal health care while protecting scientific innovation