How does alternative lending compare to traditional lending? Nontraditional lending offers viable alternatives to traditional lending / Kathy Chu ; Alternative lending is riskier than traditional lending / Anthony DiSimone and Jason Perri ; Alternative mortgage loans are riskier than traditional mortgages / Kirstin Downey ; Traditional lending should be as accessible as alternative lending / William J. Clinton and Arnold Schwarzenegger -- Is payday lending a beneficial alternative to traditional lending? Payday lending provides opportunities for borrowers / Economist ; Payday lending traps borrowers in a cycle of debt / Center for Responsible Lending ; Payday lenders target the military / Mike Woelflein ; Payday lenders target the elderly and disabled / Ellen E. Schultz and Theo Francis ; The government should protect citizens from predatory payday lenders / Alexander Bartik et al. ; The government should allow citizens the choice to use payday lenders / George Leef -- Is peer-to-peer lending an effective alternative to traditional lending? Peer-to-peer lending offers small business owners a beneficial alternative to banks / John Tozzi ; Peer-to-peer lending offers citizens the chance to help others / Laura Vanderkam ; Peer-to-peer lending is often not beneficial for lenders / Michelle Singletary ; Peer-to-peer lending sites can self regulate / Stacy Teicher Khadaroo ; Government oversight of peer-to-peer lending is not necessarily negative / Eileen Ambrose -- Does microlending help the poor? Microloan programs help the poor achieve self-sufficiency / Muhammad Yunus ; Microcredit has a limited capacity for ending global poverty / Robert Pollin ; Microloans do not encourage the economic growth that developing countries need / James Surowiecki ; Microloans empower poor women and enhance gender equity / Zarina Geloo ; Microloans do not necessarily enhance gender equity / Susan F. Feiner and Drucilla K. Barker ; Microlending in Mexico enables poor citizens to stay in their home country / Lourdes Medrano ; Microlending in Mexico makes many poor citizens even poorer / Keith Epstein and Geri Smith.